Earning credit card rewards shouldn't put you at financial risk. With the Bill Kill app, you can easily pay your regular bills while earning credit card points, helping you maximize your savings. To fully benefit, always pay off your credit card balance in full each month—Bill Kill even allows you to do this using a debit card, ensuring your credit limit remains intact. Remember, paying interest can cancel out the value of your points and miles. When used responsibly, credit cards can also boost your credit score.